Access to Website
Safeguarding of Website and Protection of Information
Home Loan maintains strict policies and procedures designed to protect the privacy, confidentiality and protection of all non-public personal financial information that we collect. Submission of information in applications is accorded the highest level of protection. We strictly govern access to all information on a need-to-know basis, and we maintain a comprehensive Information Security Risk Program. Home Loan's use of customer information is governed by strict regulatory guidelines and includes written plans and procedures for access control, customer account protection, security breach prevention and incident response, disaster preparedness and guidelines for intrusion detection.
Information Collected in Connection with Visits to Website
When you visit our Website, Home Loan may use standard website tracking software to collect non-identifying information about consumer site visits. This is done through using an information management tool referred to as a "cookie". A cookie consists of a small amount of data that is transmitted between your computer and our server whenever you click on a link within our Website. Cookies provide a way for our server to recognize a previous request made by your web browser. Cookies do not provide any personally identifiable information about you, such as your name or e-mail address, but only provide us with general information about the dates and times our site was accessed, the web browser used, and the assigned numeric Internet Protocol (IP) address of each session. This information helps to provide us with summary statistics as to the level of interest in our Website, including which products, features and web pages are the most popular with consumers.
Some of the advertisements that click-through to our website and/or may be on our website contain cookies or pixels that allow for the monitoring of your response to these advertisements (sometimes referred to as interest-based advertisements). Our advertisements may also appear on other websites that use the same advertising service providers as us. These advertising service providers may use your browsing history across websites to choose which advertisements to display to you.
We use a third-party analytics service called Google Analytics to collect data about the use of our website. Google Analytics collects data such as website usage, conversion data, location data, and general information about the device used to access our website. We also use the Google Analytics Demographics and Interest Reporting Feature. These services allow us to understand the performance of our website and digital advertisements.
Visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads here: www.google.com/settings/ads.
Copyright and Trademark Notice
The images, text, screens, design and web page displays appearing on this Website are owned by Home Loan, or others as indicated, and are protected by law. You agree not to copy, display, distribute, download, license, sub-license, modify, repost, reproduce, reuse, sell, transmit, create any derivative work from or otherwise use for public or commercial purposes, any information or materials from Home Loan's Website without the express written permission of Home Loan. Unless otherwise noted, all other trademarks, service marks, and logos used on this site are the property and trademark, service mark, or logo of Home Loan or others as indicated.
Each user of this Website agrees to indemnify Home Loan, any affiliate or subsidiary companies, its management, employees, agents and/or directors harmless from and against all claims and expenses, including attorneys' fees, arising out of the use of this Website and the content herein.
USA Patriot Act Statement
To assist the government in prohibiting the funding of terrorism and money laundering activities, we are required to verify information that identifies each person who opens an account. When you apply for any product offered by Home Loan, your name is required to be matched against a computerized list of persons wanted by the U.S. Department of Treasury's Office of Foreign Assets Control (OFAC). Home Loan conducts this review at the time the credit report is obtained, so as to prevent any inconvenience to consumers. We thank you for your understanding and for joining us in securing a safer tomorrow.