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Ocean Capital



About Ocean Capital

Ocean Capital is the small business division of Home Loan Investment Bank, FSB with its Headquarters in Warwick, Rhode Island.  Ocean Capital has specialized in SBA 7a and USDA B&I lending nationwide since 1980. Ocean Capital can guarantee efficient and timely loan processing, competitive referral payouts, expertise in our loan programs, and great customer service to both you and your client!


Our Program
SBA 7A & USDA B&I
Up to 80% Financing
Credit Scores Low as 660
Loans up to $5 Million
Flexible Underwriting
Streamlined Process

Refer a deal online or call us today, (401) 773-9509.
Referral
Program
Earn up to 4% by qualifying a loan through our 3-2-1 Referral Program and earn an additional 1% or 2% based on loan dollar volume!

4%
  • Referral source has sent over $5 million in referrals in that calendar year.
  • Qualifies for 3% base referral
  • Minimum 2 deals referred 
3.5%
  • Referral source has sent over $2.5 million in referrals in that calendar year.
  • Qualifies for 3% base referral
  • Minimum 2 deals referred
Learn More
Recent Closed
Deals 
Independent -
Franklin, WI
SBA 7a
Referral 4%
 
Comfort Suites -
Denham Springs, LA
SBA 7a
Referral 3%

Baymont Inn by Wyndham
USDA B&I
Referral 3%


Hospitality financing & more
Hospitality Industry
Medical Businesses
Service Industries
Other Industries Available