Mortgage Lending
With over 50 years of experience, Home Loan specializes in mortgage finance and refinance solutions. As a nationwide lender we offer a wide variety of mortgage products for experienced and first time buyers. We look forward to helping you finance the home of your dreams.
Get Started online, visit our loan officers at one of our several locations throughout RI and MA, or call us, (800) 223-1700 ext: 295 to get started today.1
Conventional Loans
The Standard Fixed Rate Loan provides the stability of a set monthly payment. We offer a variety of programs with short to long terms, competitive rates, cash out options and other features that make refinancing more affordable. The Purchase Loan is available for borrowers looking to purchase a property. Our purchase loans offer a low down payment option and a fixed rate throughout the life of the loan.
FHA Loans
The FHA loan is a federally insured loan which offers easier credit and LTV guidelines. Additional features of an FHA loan include short to long term, cash out refinancing and low, competitive rates.
VA Loans
VA Loans are mortgages insured by the U.S. Department of Veterans Affairs. These loans have flexible terms and are available to Veterans and their spouses. Home Loan is proud to support our veterans with this program.
State Housing Authority - RI & MA Housing
Home Loan Investment Bank is a lending partner with RI Housing and MA Housing. For RI Housing, both Conventional and FHA mortgages may be combined by First Time Home-buyers with RI Housing’s Extra Assistance Program to help finance the down Payment and/or closing costs.
Loan Types
- Purchase
- Refinance
- Cash-Out Refinance
- Fixed & Adjustable Rates
- Flexible Terms
mortgage services
- Proficient Loan Officers
- Online Loan Payments
- Quick Loan Decisions
- 7 Convenient Locations
- Online Applications
- Secure Loan App Portal
1 Subject to credit approval.
