House under construction with construction workers illustration

Home Improvement Loans

Home Improvement Loans

No Equity? No Problem.

Our home improvement Loans give homeowners an opportunity to quickly and affordably finance repairs and improvements1. These programs accommodate almost every home improvement need. Our proficient Loan Officers and quick loan decisions provide a great lending experience for customers and partners. Whatever improvements you envision, Home Loan Investment Bank, F.S.B. may be able to help you make your vision a reality.

Call (800) 223-1700 ext.220 or click below to improve your home.  
Why Home Loan?
  • No Equity Required
  • No Prepayment Penalties
  • No Appraisal Needed
  • No Seasoning Period
  • Fixed Rates
  • Nationwide Lender
Eligible Projects
  • Windows
  • Roofing
  • Siding
  • Garage
  • Kitchen
  • Basement
  • Bathrooms
  • Pole Barns
  • Not listed? Call us today.
Eligible Properties
  • Single & Multi-Family
  • Mobile Home
  • Townhouse
  • Condos (Interior Only)
  • Flexible Terms 

The FHA Title 1 Loan
Loan Amounts
  • Single Family Home - Up to $25,000
  • Multi Family Home up to 5 Units - $12,000 per unit
  • Unsecured Loan - $7,500

Lien Position
  • 2nd Position ($7,501 - $25,000)
  • Unsecured (up to $7,500)

Terms
  • Secured - 36, 60, 84, 120, 180 and 240 Months

HLIB Advantage Loan
Loan Amounts
  • Up to $40,0002

Lien Position
  • UCC Secured (up to $40,000)2

Terms
  • UCC Secured - 36, 60, 84, 120, and 180 Months2

hLIB PROJECT SPECIFIC ADVANTAGE LOANS
Loan Amounts
  • Up to $60,0003

Lien Position
  • UCC Secured (up to $60,000)3

Terms
  • UCC Secured - 36, 60, 84, 120, and 180 Months3

HLIB STAND ALONE ADVANTAGE LOANS
Loan Amounts
  • Up to $40,0004

Lien Position
  • UCC Secured (up to $40,000)4

Terms
  • UCC Secured - 36, 60, 84, 120, and 180 Months4

Get started today
Call (800) 223-1700 ext.220 or click below to improve your home.  



















1 New residential structures must have been completed and occupied for a minimum of 90 days. Subject to credit approval.
 
2 The HLIB Advantage Loan can only be offered in conjunction with the FHA Title 1 Loan. Subject to credit approval. 
 
3 The HLIB Project Specific Advantage Loan must be used for outdoor structure type projects. Subject to credit approval.
 
4 The HLIB Stand Alone Advantage Loan can only be offered if the circumstances don't first qualify for the FHA Title 1 Loan. Subject to credit approval.