Two small business buildings

Loan Programs

Ocean Capital Loan Programs

Our Bank Statement Loan Programs are a perfect fit for self-employed borrowers who prefer to use business or personal bank statements to document their income instead of tax returns.
With the help of loan programs developed by the United States Small Business Administration (SBA), and the United States Department of Agriculture (USDA), Ocean Capital is devoted to helping small business owners across the country secure financing.
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USDA Business & Industry (B&I) Loans
The USDA loan program is a government guaranteed program whose mission is to improve, develop and finance business & industry in rural areas of the country.
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SBA 7(a)*
Real estate, business acquisitions and working capital.
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Purchase of real estate or working capital and business conversions. Investment properties are also eligible.
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