Business building landscape illustration

Brokers Overview

FOR BROKERS

Ocean Capital is proud of the broker relationships we develop and have maintained. As an SBA and USDA loan specialist, we are the source for commercial lending.

Broker Incentives

  • Referrals earn up to 4%
  • Highly Competitive Referral Payout
Our Program
  • SBA 7A & USDA B&I
  • Up to 80% Financing
  • Credit Scores Low as 660
  • Loans up to $5 Million
  • Flexible Underwriting
  • Streamlined Process
 
Refer a deal online or call us today, (401) 773-9509.

Small Business Lending (USDA and SBA Loans)

 
Ocean Capital is proud of the broker relationships we develop and have maintained. Review the details of our program below to see how you can earn up to 4%. Refer a deal online or call us today, (401) 773-9509.

Earn up to 4% by qualifying a loan through our 3-2-1 Referral Program and earn an additional 1% or 2% based on loan dollar volume!
 
Specializing in:
  • Hospitality Medical Facilities
  • Service Businesses
  • Funeral Homes
  • Warehouses

We will guarantee an initial review turn time of two business days (issue needs list, letter of intent or decline), subject to receipt of full package as detailed in Ocean Capital Application Package + current business bank statement. No construction. If proceeds are to finance an environmentally adverse property type, a finalized Phase I with no recommended action(or additional reports, if applicable) will be required in accordance with SBA SOP 5- 10 5 (I) Appendix 4 "NAICS Codes of Environmentally Sensitive Industries," prior to any credit review.

4%
  • Referral source has sent over $5 million in referrals in that calendar year.
  • Qualifies for 3% base referral
  • Minimum 2 deals referred 
3.5%
  • Referral source has sent over $2.5 million in referrals in that calendar year.
  • Qualifies for 3% base referral
  • Minimum 2 deals referred
  • Hospitality Industry
  • Medical Businesses
  • Service Industries
  • Other Industries Available
  • Experienced Loan Officers
  • Fast Loan Decisions
  • Online Payments