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IRA Accounts

It's always the right time to start retirement planning.

Grow your retirement savings with a competitive interest rate and the security of FDIC insurance. Accounts can be opened at any branch location. Visit our locations  or call us today for details, (401) 732-1991.
 


5 Year

4.25% APY1

Annual Percentage Yield

4.16% Interest Rate
$1000 Balance Requirement
$1000 Minimum Opening Deposit

4 year

4.25% APY1

Annual Percentage Yield

4.16% Interest Rate
$1000 Balance Requirement
$1000 Minimum Opening Deposit

3 year

4.25% APY1

Annual Percentage Yield

4.16% Interest Rate
$1000 Balance Requirement
$1000 Minimum Opening Deposit

2 year

1.50% APY1

Annual Percentage Yield

1.48% Interest Rate
$1,000 Balance Requirement
$1,000 Minimum Opening Deposit


1 year

0.90% APY1

Annual Percentage Yield

0.89% Interest Rate
$1,000 Balance Requirement
$1,000 Minimum Opening Deposit

ATMs & Locations



















Online and Mobile Banking



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1 Annual Percentage Yield (APY) is effective as of 11/7/2022 and subject to change thereafter. $1,000 minimum daily balance is required during each monthly cycle period to earn interest. Fees could reduce earnings. Substantial penalties for early withdrawal. 

2 ATMs are part of the Allpoint Network.