Shoreham Bank

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We Have Rebranded!

Welcome to

Shoreham Bank

Home Loan Investment Bank has officially transitioned to Shoreham Bank. Click here to learn more.

Certificate of Deposit Accounts 

9 Month CD

5.50% APY

Take advantage of our 9 Month CD special today! 

Home Equity Loans

Fund Life's Adventures

We offer great Fixed Rate Home Equity Loans that can provide you extra cash to pay for things like a wedding, college tuition, and vacations. 

Online Banking Login
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Today's Rates

March 14, 2024
9 Month
CD

5.50%
Soaring Savings

5.10%

APY

3 Month
CD

5.50%

APY

Home Equity Loans (starting at)
6.49%

APR

Our New Name!

We opened our doors in 1959, serving the community of Rhode Island as a mortgage lender under the name Home Loan & Investment Association. On March 15th, 2024, we officially changed our name to Shoreham Bank. As the tides have come and gone, our customers, our business partners, and our company have grown significantly. With our product offerings reaching far beyond just mortgages, our name no longer reflects the products we offer to our community. Welcome to Shoreham Bank!

Shoreham in the Community

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Habitat for Humanity

McAuley Lunch On Us

Holiday Food Drive

Adopt A Family


FHA Title 1 Loan

A Title I loan is a fixed rate home improvement loan that requires no equity.   All Title I loans are insured by the Federal Housing Association (FHA) and are backed by the U.S. Department of Housing and Urban Development (HUD). 
 

Home Equity Loans


We offer great Fixed Rate Home Equity Loans with terms to fit your budget and easy monthly payments.
 

Auto Loans


Finance your next new or used vehicle or refinance your current auto loan with Shoreham Bank. 
 

SBA & USDA Loans


Shoreham Bank specializes in SBA loans and USDA loans, we provide government guaranteed funding to small business owners.