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Tony Charchafliah

 Tony Charchafliah  ContactMeNow

Tony Charchafliah
NMLS # 25030
Mortgage Banker
Home Loan Investment Bank, FSB
2155 Diamond Hill Rd.
Suite 2, Cumberland, RII  02818


Tony Charchafliah, also known as “Tony C.,” started in a sister industry in 1983 as a Realtor.  During those 12 years he learned the ins and outs of the home-buying process, and received Multi-Million Dollar Sales and Achievement Awards.  With this background, he learned to understand the true needs of homebuyers and in 1995 he found his niche and became a Loan Officer.  He began this career as a Loan Officer with Fleet Mortgage until the year 1997 when he was recruited by, and worked for, Norwest/Wells Fargo Home Mortgage. He ventured on to the Mortgage Broker profession in 2004 through 2010 with Access Mortgage and Equity and again with Oak Tree Funding.  It was during those years that he allied himself with Patrick Deady and in 2011 made the move to Home Loan Investment Bank, FSB where they both now call home. 

Tony C. has a goal to help everyone with achieving the American Dream of homeownership.  He specializes in unique loan products and programs such as renovation and construction, government backed loans, community commitment low-interest loans, and credit challenged homebuyers.

Tony is an instant friend to all.  He earnestly listens to find out what you and your family’s individual needs are.  He does one-on-one consultations right at your kitchen table (but be sure not to forget the coffee).  He is very flexible with appointment times because he understands the daily demands of life.  Tony will meet you at his office, your home, a restaurant, or the golf course.  Much of his business comes from repeat clients, thus proving his experience, knowledge, and dedication is surpassed only by his excellence in service.