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Mr. Almanzar has been offering the Title 1 Program to homeowners since 2008.  He joined Home Loan Investment Bank, FSB in 2011 bringing a vast experience of sales, marketing, customer service, and real estate to the company.  Mr. Almanzar has brought hundreds of Home Improvement companies into the Contractor Referral Program at Home Loan Bank aiding in their rise to becoming 3rd in the nation for HUD Title 1 Home Improvement Loans.

Mr. Almanzar has over 10 years of lending and real estate experience.  In addition, he is a Notary Public in the State of Rhode Island and a member of the American Association of Notaries, American Banking Association, and National Association of Realtors.

Mr. Almanzar graduated from the Community College of Rhode Island in 1993 with an AS degree in Management with a concentration in Law Enforcement.  While he is not at work, Mr. Almanzar enjoys spending time with his wife and two children.  His interests also include real estate, music, sports and investing.